Senior Life Insurance Advisor

Welcome to Our Insurance Portal

We are very eagerly waiting to give you efficient service in all Insurance matters. We invite you to fully explore our catalog of custom-fitted schemes designed to protect your household and amplify your personal wealth.

With vast experience in sales and service, we specialize in custom Income Protection Plans, Child Future Plans, Retirement Solutions, and Premium Health Packages.

"Our stringent code of ethics places the client's needs above all others and demands uncompromising integrity in every aspect of our business."
Get Personalized Quote Browse All Plans
0
Years of Professional Excellence
0
Protected Families
0
% Claim Assistance Ratio
0
Claims Managed

Our Complete Insurance Portfolio

Explore our carefully curated LIC Life Insurance and Star Health portfolios, designed to protect every milestone of your life.

LIC Life Insurance Plans

High-yield savings, guaranteed pension, child education, and pure family shield plans.

LIC New Endowment Plan Endowment

New Endowment Plan

A participating endowment plan combining savings and protection with flexible terms from 12 to 35 years. Ideal for building a long-term corpus.

  • Maturity: Sum Assured + Reversionary Bonuses + FAB
  • Entry age: 8–50 years, Min SA: ₹2,00,000
  • Loan facility & optional critical illness rider
LIC Jeevan Anand Endowment

Jeevan Anand

Unique plan offering life cover even after maturity. Provides dual benefit of savings plus lifelong protection with bonus accumulation.

  • Life cover continues after maturity payout
  • Death benefit: 125% SA or 7× annual premium
  • Terms: 15–35 years, entry age 18–50
LIC Jeevan Labh Endowment

Jeevan Labh

Limited premium payment endowment plan with flexible terms of 16, 21, or 25 years. Pay for shorter duration, enjoy coverage for longer.

  • Pay premiums for 10–16 years only
  • Maturity: SA + Bonuses + FAB
  • Entry age: 8–59 years, Min SA: ₹2,00,000
LIC Jeevan Lakshya Family Security

Jeevan Lakshya

Structured to provide annual income (10% of SA) to family upon policyholder's death, plus premium waiver ensuring continued benefits.

  • Annual income benefit on death until maturity
  • Waiver of future premiums on death
  • Terms: 13–25 years, entry age 18–50
New Jeevan Sathi Joint Life

New Jeevan Sathi

A joint-life plan for married couples. Both spouses covered under one policy with premium waiver on first death and guaranteed additions.

  • Premium waiver if first spouse passes away
  • Guaranteed additions at 7% of annual premium
  • Limited premium: 5, 10, or 15 years
New Jeevan Sree Guaranteed Returns

New Jeevan Sree

Non-participating, limited-premium endowment plan with high guaranteed additions (8.5–9.5% of annual premium) and fixed, stable returns.

  • Premium terms: 6, 8, 10, or 12 years
  • Guaranteed additions independent of market
  • No market risk — fully predictable returns
LIC Jeevan Umang Whole Life

Jeevan Umang

Participating whole-life plan providing 8% annual survival benefit after premium payment term until age 100. Bonuses boost final payout.

  • 8% of SA paid annually for life (after PPT)
  • Premium terms: 15, 20, 25, or 30 years
  • Reversionary bonuses + Final Additional Bonus
LIC Jeevan Utsav Whole Life

Jeevan Utsav

Non-participating whole-life plan with 10% guaranteed annual income or Flexi Income at 5.5% interest. Short premium commitment of 5–16 years.

  • 10% of SA guaranteed annually for life
  • Flexi Income option with 5.5% compounding
  • Guaranteed additions during premium term
Money Back 20 Money Back

Money Back – 20 Years

Periodic liquidity plan paying 20% of SA at the 5th, 10th, and 15th year. Remaining 40% + bonuses paid at maturity in year 20.

  • 20% payout every 5 years during the term
  • Premium paying term: 15 years only
  • Full death benefit irrespective of payouts made
Money Back 25 Money Back

Money Back – 25 Years

Extended money-back plan paying 15% of SA at years 5, 10, 15, and 20, with 40% + bonuses at maturity in year 25.

  • 15% payout every 5 years (4 payouts total)
  • Premium paying term: 20 years
  • Bonus accumulation over longer tenure
Bima Lakshmi Women Exclusive

Bima Lakshmi

Non-participating plan exclusively for women with 25-year term, guaranteed additions at 7%, and three survival benefit options.

  • Designed exclusively for women policyholders
  • Female Critical Illness Rider available
  • Auto Cover if premiums missed after 3 years
Bima Sree HNI Plan

Bima Sree

Premium money-back plan for High Net-Worth Individuals with ₹10L minimum SA, guaranteed additions, loyalty additions, and critical illness cover.

  • Min. SA: ₹10 Lakh (HNI focused)
  • Flexible terms: 14–28 years
  • Premium Waiver Benefit if proposer dies
Children Money Back Child Plan

Children's Money Back Plan

Participating money-back plan paying 20% of SA at ages 18, 20, and 22, with 40% + bonuses at maturity. Perfect for education milestones.

  • Milestone payouts at 18, 20, and 22 years
  • Life coverage throughout the policy term
  • Optional Premium Waiver Benefit Rider
Jeevan Tarun Child Plan

Jeevan Tarun

Customizable child plan with annual survival benefits from age 20–24 and maturity at 25. Four payout proportion options available.

  • Annual payouts from age 20 to 24
  • Reversionary bonuses + Final Additional Bonus
  • Premium Waiver Benefit Rider available
Amritbaal Child Plan

Amritbaal

Guaranteed-addition child savings plan (₹80 per ₹1000 SA per year). Single or limited premium with customizable maturity age from 18 to 25.

  • Guaranteed additions of ₹80/₹1000 SA/year
  • Flexible maturity age: 18 to 25 years
  • Single or Limited Premium (5, 6, 7 years)
Jeevan Amar Pure Term

Jeevan Amar

Flexible term plan with Level or Increasing SA options (10% annual increase from year 6–15). Special low rates for women and non-smokers.

  • Min SA: ₹25 Lakh, Max maturity: 80 years
  • Level or Increasing Sum Assured options
  • Discounted rates for women & non-smokers
Yuva Term Youth Term

Yuva Term

Designed for younger individuals with high coverage at minimal cost. Increasing SA option doubles coverage over time.

  • Increasing SA: doubles over the policy term
  • Death benefit in instalments (5/10/15 years)
  • Single, Regular, or Limited premium modes
Saral Jeevan Bima Simple Term

Saral Jeevan Bima

Standardized, simple, affordable term plan mandated by IRDAI. Low entry barrier with ₹5 Lakh minimum SA. Easy to understand, no complex features.

  • Minimum SA: ₹5 Lakh (most accessible)
  • Max maturity age: 70 years
  • Standardized across all insurers
Bima Kavach Lifetime Term

Bima Kavach

Modern high-protection plan with risk cover up to 100 years and Life Stage option to increase SA at key milestones without medical tests.

  • Coverage up to 100 years of age
  • Life Stage increases (marriage, child birth)
  • Min SA: ₹2 Crore (high-value protection)
Jeevan Shanti Deferred Pension

Jeevan Shanti

Deferred annuity plan — invest now, pension starts after 1–12 year deferment. Lock in annuity rates while still working for a higher future pension.

  • Single premium, deferment: 1–12 years
  • Single Life & Joint Life annuity options
  • Loan available after 3 months
Jeevan Akshay VII Immediate Pension

Jeevan Akshay VII

Immediate annuity with 10 different payout options including life annuity with/without return of purchase price and increasing annuity.

  • Pension starts immediately after investment
  • 10 annuity options (most flexible pension)
  • Entry age: 30–85 years
Saral Pension Simple Pension

Saral Pension

Standard, transparent immediate annuity with only 2 options: Single Life or Joint Life. Returns 100% purchase price to nominee on death.

  • Guaranteed lifetime pension income
  • 100% purchase price returned to nominee
  • Entry age: 40–80 years
Nivesh Plus ULIP

Nivesh Plus

Single premium ULIP for lump-sum investors. One-time investment with life cover, market-linked returns, and fund switching flexibility.

  • Single premium — invest once, stay covered
  • Multiple fund options (Equity, Debt, Balanced)
  • Mortality charges refunded at maturity
SIIP ULIP SIP

SIIP (Systematic Investment Plan)

ULIP functioning like a mutual fund SIP. Disciplined regular investment with life cover, free fund switches, and partial withdrawal after lock-in.

  • SIP-style periodic investing with insurance
  • Free fund switches & partial withdrawals
  • 5-year mandatory lock-in period
Index Plus Index ULIP

Index Plus

Index-tracking ULIP investing in market benchmarks (Nifty 50/100). Low-cost wealth accumulation via passive index strategy with life cover.

  • Tracks Nifty 50 / Nifty 100 index funds
  • Lower fund management charges
  • Mortality charges refunded at maturity
Protection Plus ULIP Savings

Protection Plus

Savings-oriented ULIP combining strong life cover with multiple fund options and guaranteed additions. Mortality charges returned at maturity.

  • Multiple fund options with free switching
  • Guaranteed additions boost fund value
  • Full mortality charge refund at maturity
Single Premium Endowment Single Premium

Single Premium Endowment

One-time premium participating endowment plan. Pay once, enjoy life cover with simple reversionary bonuses and Final Additional Bonus.

  • One-time lump-sum premium payment
  • Maturity: SA + bonuses + FAB
  • Loan facility available after 1 year
SP Jeevan Utsav Single Premium

Jeevan Utsav (Single Premium)

Whole-life plan with single premium payment. Guaranteed annual income of 10% SA or Flexi Income at 5.5% compounding. Lifelong risk cover.

  • Pay once, receive income for life
  • 10% annual income or Flexi Income option
  • Guaranteed additions during accumulation
SP Jeevan Sathi Joint Life SP

Jeevan Sathi (Single Premium)

Joint-life single premium endowment for couples. Guaranteed additions of ₹70/₹1000 SA per year. Flexible death benefit options for both spouses.

  • Both spouses covered in one policy
  • Guaranteed additions: ₹70/₹1000 SA/year
  • Min SA: ₹3 Lakh, Loan facility available

Star Health Insurance Plans

Premium medical protection, maternity benefits, senior citizen schemes, and automatic restoration shields.

Super Star Preferred Star Health

Super Star (Preferred)

Comprehensive health plan with "Freeze Your Age" premium lock, unlimited restoration, and limitless care for a single lifetime claim.

  • Freeze Your Age — lock premium rates
  • Sum Insured: ₹5 Lakh to Unlimited
  • 21 optional riders & no room rent limits
Health Assure Star Health

Health Assure

Versatile family plan covering up to 9 members with maternity, newborn care (Day 1), modern treatments, and unlimited restoration.

  • Sum Insured up to ₹2 Crore
  • Day 1 maternity & newborn coverage
  • Wellness discounts up to 20%
Women Care Star Health

Women Care

Specialized plan for women aged 18–75 covering maternity, IVF/assisted reproduction, bariatric surgery, and lump-sum cancer diagnosis payout.

  • Enrollment even during pregnancy
  • IVF, fertility treatments, bariatric surgery
  • Lump-sum payout on cancer diagnosis
Young Star Star Health

Young Star

Tailored for young adults (18–40). Silver & Gold variants with no pre-medical screening, maternity cover, and 25% bonus for road accidents.

  • Sum Insured up to ₹1 Crore
  • No pre-medical screening required
  • 25% bonus for road traffic accidents
Star Comprehensive Star Health

Star Comprehensive

Feature-rich plan covering hospitalization, OPD consultations, dental/ophthalmic care, maternity, newborn, and 100% automatic restoration.

  • SI: ₹5 Lakh – ₹1 Crore, lifelong renewal
  • OPD, dental & ophthalmic care included
  • Zero co-payment if enrolled before age 61
Senior Citizens Red Carpet Star Health

Senior Citizens Red Carpet

Designed for seniors (60–75). Lifelong renewal, no pre-acceptance medical screening, pre-existing disease cover after 12 months.

  • No pre-acceptance medical screening
  • SI: ₹1 Lakh – ₹25 Lakh, lifelong renewal
  • Pre-existing diseases covered after 12 months
Super Surplus Gold Star Health

Super Surplus Gold

Super top-up plan providing extra coverage above your existing policy's limit. Up to ₹1 Crore SI with maternity, air ambulance, and recharge benefit.

  • Works above existing policy deductible
  • SI up to ₹1 Crore with recharge benefit
  • Covers modern treatments & air ambulance
Smart Advisor

Let Our AI Advisor Find the Best Plan For You

Instead of reading complex product specifications, take 30 seconds to fill in our tailored plan-recommendation questionnaire.

Tailored Matches Finds specific plan codes that fit your personal goals.
Instant Breakdown Explains premium metrics immediately without paperwork.

1. What type of protection are you looking for?

2. Who is the primary coverage for?

3. Select your primary insurance objective:

4. Select your preferred monthly budget:

Your Optimal Match Recommendation

LIC Jeevan Utsav (Plan 871)

Based on your age and objectives, we highly suggest this guaranteed plan that generates 10% annuity payout along with high risk-cover multipliers.

Get In Touch

Schedule a customized premium projection or request a direct advisory consultation.

Message Dispatched!

Thank you for getting in touch. Venkatesh Rapolu will analyze your objectives and contact you shortly.

Request Financial Projection